Mary Kelly joined Heartland’s Board of Directors on May 7, 2020 and is a Professor of Finance and Chair of Insurance at Wilfrid Laurier University in Waterloo, Canada. Previously, she has taught at University of Calgary and worked as an actuary before entering academia. Mary holds an undergraduate degree in statistics and a Master’s degree in actuarial science, both from the University of Waterloo and a doctorate in finance from the University of British Columbia. She has completed the Canadian Risk Manager designation and is an active member of the American Risk and Insurance Association and the Southern Risk and Insurance Association. She has consulted for several organizations including the Insurance Institute of Canada, the Insurance Bureau of Canada, the Ministry of Finance for Ontario, and the Ministry of Finance for Alberta.