Products

We offer a full range of coverages to round out your complete insurance program. Specializing in rural and agribusiness protection does not mean we aren’t a great fit for all your insurance needs...including your home and auto, rental property, cottage and boat!

Note: Only brief descriptions of coverages are presented on these pages. Complete descriptions of coverages, exclusions and qualifications are stated in the respective policies, and take precedence. All coverages may not be available in all areas.


Car Insurance

We offer competitive automobile coverage to round out your insurance needs.  Let us maximize value by combining your car insurance with a Heartland home, farm or commercial policy.

Commercial Insurance

Agri-commercial Insurance: from large agri-commercial operations to the small bed & breakfast, we specialize in agricultural and rural business of all types and sizes.

Farm Insurance

Farm Insurance.  Entrust your livelihood to the farm insurance experts. As one of the largest farm insurers in Ontario, we understand your business...and how to protect it.

Home Insurance

Home Insurance. We provide reliable coverage for your residence, contents and personal liability.

Specialty Coverage

Specialty Insurance Coverage.  Heartland recognizes the changing needs within the insurance industry and responds with special coverages to keep you protected