Ruphina Kaulback

Ruphina joined the Board of Kings Mutual (now Heartland Farm Mutual) in 2018.  Ruphina has a Bachelor of Arts with a major in Sociology and Social Anthropology from the University of Kings College and Dalhousie University.  Following attendance at Acadia University, she obtained her Chartered Accountancy designation.  Ruphina is an income tax specialist, advising clients on corporate organization, succession and estate planning, and other tax matters. She lectures as a part-time professor at Acadia University.  Ruphina resides in Nova Scotia’s Annapolis Valley with her husband and their four children.

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