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Other World Wide Web sites which may provide access to this site by hypertext links are entirely independent of this site. Any direction by a third party to this site shall not, in any manner be construed as an endorsement by Heartland Farm Mutual Inc. of such party's World Wide Web site, products or services.
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The site does not, and it is not intended to, provide any insurance, or legal advice, and shall not be relied upon by you in that regard.
You agree that your use of the site shall be on an "as is" basis entirely at your risk. Neither Heartland Farm Mutual, nor any of its affiliated companies, nor any officer, director, or employee thereof, nor any other person associated with the creation of the site or its contents, shall be liable or responsible to any person for any harm, loss or damage that may arise in any connection with your use of the site, including without limitation any direct, indirect, special, third party, or consequential damages. Without limiting the foregoing, Heartland Farm Mutual shall not be responsible for any detrimental reliance that you may place upon the site or its contents whatsoever.