Contact Information

682794 Road 68, RR4
Box 430
Thamesford, ON N0M 2M0



Toll Free: 





photo of Tom Garner

Tom Garner, Exclusive Agent of Heartland Farm Mutual

Exclusive Agent - Serving Ingersoll area since 2005

Tom Garner manages his agency from his Ingersoll office at 9 King Street West. Tom was born and raised on a dairy farm north of Woodstock, Ontario. Tom has a strong agricultural background as he has worked in the ag industry all his life, and continues to work with farmers and commercial ag businesses in oxford County to this day.

Tom prides himself on his dedication to his clients, and the high level of service that goes along with that. Every client every year receives a phone call to see if they would like to make any changes to their policy, has any questions about their policy or to just check in and see how things are going.

Tom is happy to meet with you at a time that works for you to talk about your current policy and see how we can help make sure your assets are properly covered. If you are already a valued client of Heartland Farm Mutual (formerly Oxford Mutual) and Tom Garner Insurance, thank you for your past business, and we look forward to serving your insurance needs for many more years to come.